東亞:BEA GOAL推出後3個月錄逾6,000個開戶
東亞銀行(00023.HK)總經理兼個人銀行處主管黃妮妞表示,截至今年9月,年輕客戶使用手機理財的交易量比去年同期增加近3成。而BEA GOAL早前正式推出後3個月錄得逾6,000位客戶開立戶口,表現理想,期望可吸納更多年輕客戶,加強長遠零售客戶基礎。
財務管理業務方面,黃妮妞指,截至今年第三季,高端客戶數目保持雙位數按年增長,帶動高端客戶平均資產規模按年增長逾3成。至於信用卡業務在推廣活動帶動下,第三季新卡發行量按年升19%。
她預計,財富管理業務會保持增長動力,淨利息收入受惠於加息而上升,新增客戶及保險業務增長會帶動非利息收入,預計全年本港零售銀行業務收入及盈利保持理想增長。
她提到,目前加息環境下客戶傾向揀選固定收益產品及增持現金,該行存款息率會視乎不同市況及客戶需要調整,並須保持有競爭力的存款利率,帶動新客及新資金流入,預計存款業務全年增長平穩。另外,不明朗因素影響市場氣氛,她預計零售貸款業增長不會很快,步伐與市場相若。
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