You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
《大行報告》瑞銀:港銀三至六個月可能上調最優惠利率12.5點子 實際按息或升至逾2.6釐
阿思達克 05-16 10:00
瑞銀髮表研究報告指,隨着美聯儲近期加息0.5釐,最新的1個月LIBOR/HIBOR息差已從年初接近零的水平,擴大至0.7個百分點,同時香港銀行體系的總餘額也下降11%,預期港匯近期觸及弱方兌換保證7.85水平後,整體貨幣基礎可能會開始下降。 該行預計,美聯儲今年餘下時間將再加息1.75釐,在現今聯繫匯率制度下,估計HIBOR及按揭利率都可能上升,實際按息可能從1.5釐提高到2.6釐以上。參考2018年加息週期,瑞銀分析師團隊預期,如果H按利率(目前1.5%)在未來3至6個月觸及或超過最優惠利率(P按)封頂息率(目前2.5%),香港銀行可能會考慮將最優惠利率提高12.5個基點,甚至更高。 該行表示,根據其負擔能力估算模型顯示,假設負擔能力保持不變,按揭貸款利率每增加1釐,將導致樓價下跌 10%。 供應方面,瑞銀預期今年新住宅供應將超過4萬夥,對比去年銷量爲1.75萬夥,導致近期發展商加快銷售步伐。瑞銀指,本地發展商現價水平有50%資產淨值折讓,低於歷史平均水平,對行業看法維持謹慎。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account