Extra Welcome Offer for Tertiary Students Earn Apple stock coupon*

Terms and Conditions:

1. Promotional period: From 13 June 2022 18:00 until further notice.
2. This promotion is only available to customers who are Hong Kong residents or holders of overseas passports and 18 years old or above and hold a valid tertiary student ID card.
3. New customers refer to those who did not have any trading accounts in uSmart Securities Limited (“The Company”) in the past 6 months.
4. New customers need to send the certification information (including name + phone number for account application + valid tertiary student proof) to usmartbusiness@usmarthk.com for review within 30 days after successful account opening.
5. Tertiary students can choose to open an account in the following ways:
   • Visit a uSMART branch to complete offline identity verification and complete the first deposit of HK$2,000
   • Open an account in uSMART APP and complete the first deposit of HK$10,000
6. New customers can enjoy the following additional rewards after successful account opening and identity verification:

7. $0 commission & $0 platform fee plan usage rules:
   • 180 days $0 commission & $0 platform fee plan will be distributed to customer reward centre as voucher. Customers can activate 180 days $0 commission & $0 platform fee plan for HK stock after using the voucher. Commissions and platform fees will be exempted (not including Settlement Fee, Transaction Levy, Stamp Duty, etc.).
   • If customers fail to redeem the voucher or after the validity of the voucher, “$0 Platform Fee Plan for Hong Kong stock” will be assigned. Customers can view or change the commission plan in uSMART APP “Account”- “My Commission”.
8. Customers who participate in this promotion are entitled to participate in other similar promotional events to receive the rewards. Please refer to the terms and conditions of the latest welcome offer for more details.
9. The additional rewards will be distributed to the reward center within 7 working days after the company approves the verification.
10. 。If customers fail to redeem the vouchers within the specified period after receiving it at the prize center, the vouchers will become invalid. Please refer to the terms and conditions of each coupon in customer's reward center.
11. Customers must have valid accounts at uSMART in order to be able to redeem the relevant rewards.
12. Customers need to open US fractional shares account to redeem Apple Inc. (AAPL.US) fractional shares stock redemption coupon.
13. The Company reserves the right to change, suspend or terminate the above offers, terms and conditions at any time without further notice to the customers. Terms and conditions are subject to the Company’s interpretation.
14. In case of any disputes, the Company reserves the right of the final decision of the event and is binding on the participants of the event.
15. In case of any termination of the customer's account due to suspected fraud, violation of any regulations or inappropriate behaviour, uSmart Securities Limited reserves the right to take any necessary legal action to recover any rewards that have been deposited or paid to the customer for this promotional plan and for any loss arising from such behavior.
16. The promotion is subject to the terms and conditions stated above, and the rewards can only be obtained once the account is opened and the above conditions are fulfilled in the promotion period. Customers who have any enquiries are welcome to contact our sales and customer service team at +852 3018 4526.
17. If there are any inconsistencies or ambiguity between Chinese and English versions of the terms and conditions, the Chinese version shall prevail.
18. The information and the terms and conditions contained in the advertisement and/or website above have not been reviewed by the Securities and Futures Commission or other regulators.

Risk Disclosure and Disclaimer:

The above promotion is governed by the relevant terms and conditions. Should any disputes arise in relation to the promotion, the decision of uSmart Securities Limited (“uSMART”) is considered final and will bind all participants of this promotional event. Investors should note that investments involve risks, the prices of structured investment products may increase or decrease, and independent professional advice should be sought prior to the making of investment decisions. The information contained herein does not constitute any offer, invitation, solicitation, opinion or any guarantee to deal in any securities, funds, financial products or any other instruments. The information herein is provided by uSMART and such content have not been reviewed by the Securities and Futures Commission.