Make a fortune in the Year of the Tiger Lucky bag for everyone

「Make a fortune in the Year of the Tiger  Lucky bag for everyone」Terms and Conditions:

1. Promotion period: From 27 January 2022 6 pm to 28 February 2022 6pm (inclusive of both dates).
2. This promotion is only available to customers who are Hong Kong residents or holders of overseas passports and 18 years old or above.
3. New customers refer to those who did not have any trading accounts in uSmart Securities Limited (“The Company”) in the past 6 months.
4. Below rewards will be given to new customers after successful account opening:

5. Fund coupon usage rules:
6. Fund coupon will be distributed to customer's reward center as coupons. Customers can use the coupon to subscribe for fund products including but not limited to Equity, Allocation, Money Market and Bond funds, and have a chance to enjoy an additional 100% annual interest rate for 30 days (the extra return limit of each fund coupon is equivalent to HK$500). Each fund coupons can only be used once and only one coupon can be used at a time. Customers need to redeem the fund coupons within 30 days after receiving the prizes. Otherwise, they will be deemed to have forfeited their right to claim such prizes.
7. The additional annual interest rate of the fund coupon will be calculated after customers subscribe a fund successfully (allocate fund units). The fund coupons are not applicable to customers' holding funds. If customers redeem the fund products before the expiry of fund coupons, they may not be able to enjoy the additional interest rate brought by the fund coupon. Customers can go to the individual fund subscription page to choose whether to use the fund coupon.

iii. If the fund products subscribed by the customers record a negative return, customers will not be able to enjoy the extra return brought by the fund coupons, but the fund coupons will not enlarge the loss.

1. If customers subscribe funds with foreign currency, it will be converted into Hong Kong dollars based on the last reference exchange rate of uSMART Securities.

Example 1: A customer invests HK$100,000 to purchase Fund A (Equity fund). If the annual interest rate of Fund A is 20%, the extra return after using the fund coupon with an additional 100% annual interest rate for 30 days: Principal *Annual interest rate/365*Extra interest rate* Number of days = HK$100,000*20%/365*100%*30 = HK$1643.84. The customer will receive HK$500 extra return.

Example 2: Example 2: A customer invests HK$100,000 to purchase Fund B (Bond fund). If the annual interest rate of Fund A is 2.5%, the extra return after using the fund coupon with an additional 50% annual interest rate for 30 days: Principal *Annual interest rate/365*Extra interest rate* Number of days = HK$100,000*20%/365*50%*30 = HK$205.48. The customer will receive HK$205.48 extra return.

6. Cash coupon usage rules:
7. The validity of each coupon is one natural month and the validity has been set in sequence. If the customer fails to redeem the coupons within the expiry date after receiving it at the prize center, the coupons will become invalid;
8. If a customer open an account successfully on 4 January, the validity of the first HK$50 cash coupon will be the last day of the next natural month, which is February 28; the validity of the second coupon will be the end of March, and so on;

iii. According to the validity period of the cash coupon, customers can redeem the coupon after completing 1 stock purchase over HK$500 or above.

1. New customers can choose one of the following rewards in uSMART APP – Rewards within 10 days after successful account opening (the coupon will become invalid and reward A will be given if customers did not select any reward during the time limit):

7. The above rewards will be distributed to customers' reward centre within 7 working days after the requirements are completed.
8. If the customer fails to redeem the vouchers within 60 days after receiving it at the prize center, the vouchers will become invalid. Please refer to the terms and conditions of each coupon in customer's reward center.
9. Customers need to have an uSMART securities account for using the coupons.
10. The company may, due to market reasons (including but not limited to stock delisting, suspension of trading etc.), change the original listed rewards to other rewards with same value.
11. The Company reserves the right to change, suspend or terminate the above offers, terms and conditions at any time without further notice to the customers. Terms and conditions are subject to the Company’s interpretation.
12. In case of any disputes, the Company reserves the right of the final decision of the event and is binding on the participants of the event.
13. In case of any termination of the customer's account due to suspected fraud, violation of any regulations or inappropriate behaviour, uSmart Securities Limited reserves the right to take any necessary legal action to recover any rewards that have been deposited or paid to the customer for this promotional plan and for any loss arising from such behaviour.
14. The promotion is subject to the terms and conditions stated above, and the rewards can only be obtained once the account is opened and the above conditions are fulfilled in the promotion period. Customers who have any enquiries are welcome to contact our sales and customer service team at +852 3018 4526.
15. The information and the terms and conditions contained in the advertisement and/or website above have not been reviewed by the Securities and Futures Commission or other regulators.

Risk Disclosure and Disclaimer:

The above promotion is governed by the relevant terms and conditions. Should any disputes arise in relation to the promotion, the decision of uSmart Securities Limited (“uSMART”) is considered final and will bind all participants of this promotional event. Investors should note that investments involve risks, the prices of structured investment products may increase or decrease, and independent professional advice should be sought prior to the making of investment decisions. The information contained herein does not constitute any offer, invitation, solicitation, opinion or any guarantee to deal in any securities, funds, financial products or any other instruments. The information herein is provided by uSMART and such content have not been reviewed by the Securities and Futures Commission.