中國人壽(02628.HK)2024年歸母淨利1069.35億元 同比大幅增長131.6%
格隆匯3月26日丨中國人壽(02628.HK)公吿，截至2024年12月31日止年度的業績，公司主動作為、率先求變、奮力拼搏，規模、價值、速度、質量、結構、效益、安全實現全面提升。關鍵業績指標創歷史最好水平，經營質效顯著提升，綜合實力持續增強，市場領先地位不斷鞏固，高質量發展繪就了新的亮麗答卷。
公司總保費達人民幣6714.57億元，在高平台上再攀高峯，同比增長4.7%，領先優勢保持穩固。2024年，公司加強成本管控和承保管理；持續夯實固收配置底倉，較好把握權益市場節奏，總投資收益達人民幣3,082.51億元，較上年同期大幅增長150.4%；資負兩端相向發力，實現歸屬於公司股東的淨利潤突破人民幣千億元，取得歷史最好成績，達人民幣1,069.35億元，同比大幅增長131.6%。
公司堅持產品和業務多元，保持業務均衡發展，業務結構進一步優化，新業務負債剛性成本顯著下降。本報吿期內，首年期交保費達人民幣1,190.77億元，在上年高基數基礎上保持平穩增長，其中，十年期及以上首年期交保費為人民幣566.03億元，同比上升14.3%，實現較快增長，佔首年期交保費的比重同比提升3.54個百分點，持續做厚長期競爭優勢。續期保費同比增長6.2%，發展基礎更加牢固。14個月保單持續率達91.60%，同比提升1.20個百分點。公司銷售隊伍規模保持領先，截至本報吿期末，總銷售人力66.6萬人，績優人力規模和人均產能實現雙提升，銷售隊伍提質增效成效顯著。一年新業務價值實現快速增長，基於2023年經濟假設同比增速達24.3%，在2024年經濟假設下實現人民幣337.09億元，繼續引領行業。
截至本報吿期末，公司總資產、投資資產雙雙突破人民幣6萬億元，分別達人民幣6.77萬億元和人民幣6.61萬億元，歸屬於公司股東的股東權益首次突破人民幣5,000億元，達人民幣5,096.75億元，同比增長6.8%；綜合償付能力充足率達207.76%，核心償付能力充足率達153.34%，保持高位穩定；內含價值超人民幣1.4萬億元，穩居行業首位；公司擁有長險有效保單件數達3.26億份。
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