民生银行(01988.HK)上半年净利润224.74亿元 同比减少5.48%
格隆汇8月29日丨民生银行(01988.HK)公吿,2024年上半年,集团生息资产日均余额70,645.15亿元,同比增长1.27%;净息差1.38%,同比下降10BP,降幅同比缩窄7BP;实现利息净收入485.82亿元,同比下降5.36%,其中二季度利息净收入243.20亿元,环比实现增长。非利息净收入方面,受代理财富收入费率下降影响,代理收入同比下降,同时资本市场波动影响公允价值变动损益,实现非利息净收入170.07亿元,同比减少15.27亿元,降幅8.24%。
报吿期内,集团营业收入655.89亿元,同比减少42.79亿元,降幅6.12%;归属于本行股东的净利润224.74亿元,同比减少13.03亿元,降幅5.48%。拟向本行全体股东每10股派发现金股利人民币1.30元(含税)。
截至报吿期末,本集团资产总额75,510.13亿元,比上年末减少1,239.52亿元,降幅1.62%,其中,发放贷款和垫款总额44,232.27亿元,比上年末增加383.50亿元,增幅0.87%,在资产总额中占比58.58%,比上年末提升1.45个百分点。重点领域、重点区域贷款均保持较快增长,本行制造业、普惠型小微企业、绿色等重点贷款增速均高于各项贷款增速;京津冀、长三角、粤港澳大湾区、成渝、福建等重点区域贷款占比达到65.00%,比上年末进一步提高。负债端,积极应对市场环境变化,主动压降高成本负债,优化负债结构。
截至报吿期末,本集团负债总额69,413.71亿元,比上年末减少957.93亿元,降幅1.36%,吸收存款总额40,647.32亿元,比上年末减少2,182.71亿元,降幅5.10%,个人存款规模保持稳步增长,在吸收存款总额中占比31.64%,比上年末提升3.47个百分点。
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