恒生銀行(00011.HK)上半年除税前溢利增3%至113.07億港元 擬派第二次中期息每股1.2港元
格隆匯7月31日丨恒生銀行(00011.HK)宣佈2024年上半年的財務業績。2024年上半年，除税前溢利較去年同期上升3%，為港幣113.07億元。股東權益回報率為12.4%，每股盈利增長1%。董事會宣佈派發第二次中期股息每股港幣1.20元，2024年上半年的每股派息合共為港幣2.40元，高於去年同期9%。
集團2024年上半年繼續維持增長動力。在利率高企的環境下，淨利息收入按年上升2%，為港幣154.83億元，淨利息收益率因此改善20個基點，為2.29%。集團的資產負債表繼續保持穩健。與2023年12月31日比較，總貸款結餘輕微減少1%，原因是利息持續高企令信貸活動疲弱。客户存款增加2%，主要由定期存款增長所帶動。由於信貸需求減弱導致信貸相關服務費收入減少，加上在信用卡獎賞計劃投資而令信用卡費用支出上升，淨服務費收入因而下跌4%，為港幣25.64億元。其他非利息收入有強勁增長。主要由於交易活動增加，帶動客户外匯銷售收入增長14%。而保險服務增長16%，或港幣1.62億元。於2024年6月30日，普通股權一級資本比率為16.6%，一級資本比率為18.2%，總資本比率為19.7%。
恒生銀行執行董事兼行政總裁施穎茵表示："我們對香港的長遠發展，抱有信心。香港多年來經歷了多個經濟週期，展現出韌性，當中包括地產行業。一如以往，我們會繼續盡力支持我們的客户，及香港的經濟發展。我們對前景感到樂觀。"
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