天津銀行(01578.HK)一季度淨利潤10.60億元 同比增長1.63%
格隆匯4月22日丨天津銀行(01578.HK)公吿,2024年一季度,本行實現營業收入人民幣41.17億元,較上年同期增長人民幣2.34億元,增幅6.03%;實現利潤總額人民幣11.49億元,較上年同期增長人民幣0.21億元,增幅1.86%;實現淨利潤人民幣10.60億元,較上年同期增長人民幣0.17億元,增幅1.63%。
主要監管指標方面,截至2024年3月末,本行資本充足率為12.19%;不良貸款率1.54%,較年初下降0.16個百分點;撥備覆蓋率181.06%,較年初上升13.20個百分點,資產質量穩中向好,風險抵補能力進一步提升。
截至2024年3月末,本行資產總額人民幣8,711.17億元,較年初增長人民幣303.46億元,增幅3.61%;其中客户貸款及墊款金額為人民幣4,322.41億元,較年初增長人民幣362.32億元,增幅9.15%。負債總額人民幣8,046.56億元,較年初增長人民幣289.14億元,增幅3.73%;其中客户存款金額人民幣4,466.78億元,較年初減少人民幣40.08億元,降幅0.89%,主要原因是本行持續壓降高成本存款,客户存款平均付息率較2023年下降22個基點,一定程度上影響了各項存款增長。
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