研報掘金丨開源證券:維持中信銀行“買入”評級,預計Q1經營業績保持平穩
開源證券研報指出,中信銀行(601998.SH)近年依託集團協同優勢、重視客户分層經營,在資產擴張、成本壓降和改善資產質量方面亮點較多。2023年歸母淨利潤為670 億元(YoY+7.91%),增速為已披露年報的上市股份行第二高,顯示了較好的增長韌性。受銀行業零售風險暴露的影響,2024Q1中信銀行或加大撥備計提力度,以保持資產質量整體穩定,全年淨利潤增速有望穩中向好。預計其Q1經營業績保持平穩,維持公司2024-2026年盈利預測,維持“買入”評級。
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