《本地樓市》中原按揭料港銀維持P按息不變 預期今年本港按息水平將回落至低於4%
美國聯儲局一如預期維持聯邦基金利率介乎5.25厘至5.5厘不變。中原按揭董事總經理王美鳳指,美國議息聲明已釋出今年減息的訊號,預計今年年中將啟動減息,並按照聯儲局官員預期美息今年減幅將達0.75厘。現時港元拆息仍高於按息的情況下,預計現有按息主要為4.125%,並將橫行一段時間。預期下半年港元拆息將可逐步回落,有利改善銀行資金成本,年內本港按息料可回落至4%之下水平。
港息方面,王美鳳指出,美息維持不變符預期,相信銀行將維持最優惠利率(P)不變,市場新造按息維持主要為4.125%水平。儘管美國今年內將掉頭減息,本港最優惠利率P及按息仍較大機會先橫行一段時間,未必可即時跟隨美息掉頭回落。
她續指政府為樓市撤辣後,市場信心得以提振令樓市重拾動力,頓時釋放積聚多時的各方面購買力,推動3月份樓市一、二手交投均顯著彈升。再加上年內將會減息的預期下,為撤辣後的樓市增加利好因素,預計今年樓市在氣氛向好的情況下,流轉量可回復到健康且活躍水平。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.