You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
保誠(02378.HK):客戶對現金流產品需求增加
阿思達克 01-04 12:49
保誠財務健康指數調查發現,港人對整體財務健康的信心一般。受訪者的財務健康狀況整體得分僅53.1分、對目前的財務安全感較有信心、與規劃長遠的財務自由相比,他們處理當前的財務問題顯得更有信心。 保誠在9月以網上問卷調查訪問了733名年齡介乎18至60歲的香港受訪者。調查顯示,港人的「現時財務安全感」與「未來財務安全感」指數分別為59.9分及52.6分,高於他們的「現時財務自由度」(52.3分)及「未來財務自由度」(47.5分)。 保誠首席產品管理總監馮偉成表示,儘管港人有清晰的儲蓄目標並習慣每月儲錢,他們亦未能完全達到財務自由。由於要將超過一半(52%)的月入用於日常開支,受訪者關注目前的財務狀況多於未來的財務需要,這可能妨礙他們實現財務目標,令他們對退休後的財務狀況信心。 另外,保誠推出升級版延期年金計劃。馮偉成指,內地和本地客戶都對提供穩定現金流的產品及退休保障需求明顯增加,年金產品符合他們需要。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account