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潘功勝:主動適應內房市場重大轉型 提供中長期低成本資金支持
中國人民銀行黨委書記、行長潘功勝在人民日報刊發題為《加快現代中央銀行制度建設,構建中國特色現代金融體系》文章指出,主動適應內地房地產市場重大轉型,從戰略方面,牢牢堅持房子是用來住的、不是用來炒的定位。從策略方面,弱化房地產市場風險水平,防範房地產市場風險外溢,一視同仁滿足不同所有制房地產企業合理融資需求,維護房地產市場穩健運行。為保障性住房等「三大工程」建設提供中長期低成本資金支持,完善住房租賃金融政策體系,加快構建房地產發展新模式。 文中指出,將更加注重跨周期和逆周期調節,保持貨幣信貸總量和社會融資規模合理增長。綜合運用多種貨幣政策工具,保持流動性合理充裕,引導金融機構增強信貸增長的穩定性和可持續性,滿足實體經濟有效融資需求,促進經濟穩定增長。積極盤活被低效佔用的金融資源,提高資金使用效率。 他認為,利率是重要的生產要素價格,直接影響消費、投資、國際收支等,利率水平過高或過低都不利於經濟平穩持續增長。因此,要合理把握利率水平,推動實體經濟融資成本穩中有降。堅持「以我為主」實施好利率調控,按照經濟規律、宏觀調控和跨周期設計的需要引導和把握宏觀利率水平,保持利率水平與實現潛在經濟增速的要求相匹配。發揮好貸款市場報價利率改革效能,促進降低企業融資和居民信貸成本。
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