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金融壹賬通(6638.HK)出售平安壹賬通銀行 未來將專注技術驅動型產品的提升

11月14日,金融壹賬通(06638.HK)發佈公吿,將以9.33億港元的對價向陸金所控股有限公司出售旗下的全資子公司——平安壹賬通銀行(香港)有限公司(下簡稱"平安壹賬通銀行"或"PAOB")的100%股份。

公吿顯示,平安壹賬通銀行是香港首家專注於為中小企業提供靈活高效銀行服務的虛擬銀行,2023年上半年總收入為6,600萬元,同比增長45.2%。

目前,平安壹賬通銀行資本充足率為100%,顯着高於監管要求。其所有貸款是香港的中小企業貸款,未償餘額的很大一部分由香港政府的中小企業融資擔保計劃提供支持。

金融壹賬通董事長兼CEO沈崇鋒表示,平安壹賬通銀行自開業以來一直穩步發展,"中小企業專屬的虛擬銀行"的發展戰略奠定了穩健的業務基礎。此次金融壹賬通選擇出售PAOB,符合公司整體戰略佈局和股東利益,公司將在下一階段將繼續專注於自身的科技定位及技術驅動型產品服務的提升,致力於通過"兩提兩降"的數字化解決方案、穩步推進與全球金融機構的深度合作。

未來,金融壹賬通擬將所得資金用作一般營運資金運用,包括但不限於公司主營業務經營的提升、科技產品和服務配置資源的優化等。

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