騰訊(00700.HK)推出數字人民幣智能合約企業信貸解決方案
騰訊(00700.HK)在中國(北京)數字金融論壇上發布數字人民幣智能合約企業信貸解決方案。該方案由財付通與微眾銀行聯合營運,面向微眾銀行小微企業客戶定制研發,後續將擴大推廣應用。
基於該方案,商業銀行可以精準追蹤貸款資金去向,相關記錄不可偽造和篡改,有利於避免資金流入賭博、炒房及股票理財等與貸款申請用途不匹配的領域。同時,通過智能合約分析安全、合規等信息,提高商業銀行提供優惠利率等精準扶持的能力。
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