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美國學生貸款重新開始還債 分析:消費股面臨重大風險 下調評級及目標價
投資銀行Jefferies消費者團隊Randal Konik警告,由於美國即將恢復學生貸款還款,未來消費者支出將面臨重大風險。 Randal Konik向未償還學生貸款債務的美國消費者進行調查,發現90%的受訪者擔心能否滿足每月的所有開支,而服裝、鞋類、配件、餐廳和大件商品或出現問題,支出將大幅縮減。當中,60%受訪者已經開始償還貸款,但31%受訪者尚未開始為過債此制定預算。 Randal Konik直言零售商將面臨麻煩,該行認為最受打擊將是Urban Outfitters(URBN.US) , 其目標股價從「買入」下調至「持有」,將目標價下調26%至31美元;Foot Locker(FL.US)新管理層有助業務發展重新加速,但轉變速度較預期慢,同樣下調評級,將目標價下調36%至18美元。 Randal Konik亦下調Nike(NKE.US)「買入」評級至「持有」,目標價從140美元下調至100美元,料中國市場將受阻力,其庫存壓力將持續至2023年底。
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