官媒:內地商業銀行存款利率或會下調
內地官媒《中國證券報》報道,由於內地近日再度調低一年期貸款市場報價利率(LPR),業內人士認爲商業銀行淨息差已降至近年來低位,爲保持合理息差水平,存款掛牌利或會迎來新一輪下調。
報道指,今年以來商業銀行較集中降低負債成本方,相比資產端收益率快速下行,商業銀行存款成本下降速度偏慢。金融監管總局數據顯示,第二季度商業銀行淨息差爲1.74%,降至近年來的低位。專家分析,目前商業銀行淨息差受壓的情況難以改善,要繼續推動實體融資成本穩中有降,銀行負債端壓力需緩解,存款利率有望再度下調。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.