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光大銀行(06818.HK)推29條工作舉措支持民營經濟發展
阿思達克 08-11 07:07
光大銀行(06818.HK)(601818.SH)近日召開專題會議並制定《中國光大銀行支持民營經濟發展服務方案》,具體圍繞「加大政策支持,強化要素資源保障」、「精準對接需求,持續優化分級分層服務機制」、「服務區域戰略,促進區域協調發展」及「聚焦重點領域,搶佔優質賽道發展機遇」等七個方面,推出共29條具體工作舉措,全力推動光大銀行服務民營企業再發力、再提速。 在「敢貸」方面,該行通過提升民營企業不良貸款容忍度並制定民營企業授信盡職免責等管理制度,鼓勵引導分支機構和員工放下包袱,輕裝上陣,增強支持民營企業的積極性。 在「願貸」方面,該行進一步提升民營企業考核權重佔比,並綜合分支機構所在區域民營經濟的資源稟賦、實際經營情況、風險管控水平等多方面因素,差異化分解下達年度預算,在全行營造支持民營企業發展的良好氛圍。 在「能貸」方面,該行在全行信貸投資政策中明確要求「一視同仁」平等對待民營及民營小微企業,組織分支機構主動上門瞭解民營企業客戶經營情況,做好調查研究,找好業務結合點,積極對接科技創新、專精特新、綠色低碳、高端製造、普惠金融等符合國家政策及產業導向領域內民營企業的合理融資需求,通過設置專項信貸額度,給予FTP減點優惠、扣減考核撥備等,保障民營企業信貸供給。 截至2023年6月末,光大銀行民營企業貸款餘額超過7,500億元人民幣,按年增長13%。
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