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匯豐香港:料下半年貸款需求維持疲弱 淨利息收入保持強勁
阿思達克 08-08 10:17
綜合媒體報道,匯豐控股(00005.HK)旗下匯豐香港區行政總裁林慧虹預期,下半年貸款需求維持疲弱,主要由於經濟和貿易活動未完全復甦,客戶貸款和投資意欲偏低,但淨息差可望繼續在加息週期內受惠,而且通關後內地訪港新客大增,第二季匯豐非居港內地客戶新開戶數量較2019年同期高出一倍,推動理財和保險銷售業務收入。 她表示,現階段預期美國今年內不再加息,未來再調整最優惠利率(P)與否尚需時觀察,利率年內將維持高企,該行料淨利息收入今年餘下時間保持強勁,但美國聯儲局或已完成最後一次加息,該行期望透過擴大財富管理及保險業務等非利息收入,實現收入多元化。 此外,她期望匯豐香港下半年可保持上半年收入創新高的動力,對下半年業績持審慎樂觀態度,因存在地緣政治、利率不確定等不可控的環球宏觀因素。
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