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阮國恆:無禁止銀行向虛擬資產機構提供服務 不應一刀切拒絕申請
金管局副總裁阮國恆發表網誌指,社會復常後新成立或海外企業開戶需求殷切,銀行正加緊處理申請,但當中有不少個案反映銀行以「反洗錢」和「高風險」為由而拒絕企業開戶申請,為此局方近月積極與銀行討論,表明沒有任何法律或監管要求,禁止在香港經營的銀行向虛擬資產相關機構提供銀行服務。 他表示,當局有提醒銀行須秉持「風險為本」的原則進行客戶盡職審查,避免不必要的程序,同時亦不應「一刀切」拒絕開戶申請,深信銀行服務會因應市場發展而與時並進,而金管局亦會積極參與國際標準的制訂和實施,向銀行提供指引以協助落實反洗錢工作。
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