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建行(00939.HK)料今年淨息差面臨下行壓力 次季起趨穩
阿思達克 03-30 17:36
建行(00939.HK)首席財務官生柳榮預計,今年淨息差仍面臨下行壓力。去年建行淨息差下滑11個基點,主要受LPR和市場利率下行影響。由於LPR下調影響未完全反映,料對今年首季淨息差影響較大,因個人貸款重定價比例在首季較高,次季起開始趨穩。集團指透過調整資產結構,提升收益率較高的業務,以及加大定價管理等,希望能藉此緩和淨息差下行壓力。 另外,建行副行長紀志宏提到,建行對SVB及瑞信無風險敞口,因此受到的直接影響非常小,間接或衍生影響亦非常有限。海外業務方面,紀志宏表示,通過利率調節等工具開展外幣投資組合的久期管理,亦進行充分的壓力測試,所以在聯儲局快速加息以來,相關業務保持平穩運行。
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