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《內地樓市》內地多地首套房貸利率再創新低 放款週期縮短
阿思達克 02-23 07:17
據《證券日報》報道,隨著信貸環境進一步優化,內地多個城市2月份房貸利率繼續下降。貝殼研究院近日發布數據顯示,在首套住房貸款利率政策動態調整機制下,2月份百城首套主流房貸利率再創2019年以來新低。23城首套房貸利率下降,首套利率低於房貸利率下限(即4.1%)的城市增加至34城。 報道引述業內分析師表示,近期房貸利率持續走低,為政策引導和市場供需兩方面共同作用的結果。監管層設立首套住房貸款利率政策動態調整機制,進一步釋放鼓勵符合條件的城市適度下調首套房貸利率的政策信號。 此外,報道指出年初商業銀行信貸充裕,放貸也在加快。貝殼研究院監測數據顯示,2月份百城銀行平均放款週期為28天,較上月縮短3天。
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