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中銀保監:友邦人壽等4公司存在償付能力數據不真實問題
阿思達克 01-05 16:12
中國銀保監會財務會計部(償付能力監管部)發佈《關於四家保險公司償付能力數據不真實問題的通報》,通報了2022年償付能力真實性檢查中發現浙商財險、安誠財險、人保壽險及友邦人壽等4家保險公司存在的償付能力數據不真實問題。 當中,友邦(01299.HK)附屬友邦人壽於去年第二季償付能力報告中,部分非基礎資產穿透錯誤,債券分類不準確,少計提最低資本209萬元人民幣(下同);公司再保險系統中未及時攤回再保理賠款1,827.2萬元,當期資產負債表中應收分保賬款少計1,827.2萬元,導致2022年第一季償付能力報告中的核心一級資本少計2,108萬元;公司去年第二季風險綜合評級中,覈保核賠人員數量、總經理室成員及中心支公司總經理離職人數、評估期之前四個季度保險公司合計投訴次數、報案支付時效、數據差錯率等18項數據填報不實。 中銀保監指出,下一步將針對上述行爲依法依規進行處理;繼續加強償付能力數據真實性現場檢查,督促保險公司加強償付能力數據真實性管理等。
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