環聯:本港今年次季信用卡貸款新增宗數按年升21.7%
環聯(TRU.US)發表最新信貸行業分析報告指,今年第二季信用卡貸款的新增貸款宗數按年增長21.7%,無抵押循環貸款更按年增長53.7%。按揭及汽車貸款新增貸款宗數則分別按年減少30.2%及15.8%。受匯報機制所限,新增貸款宗數數據滯後一個季度。
該機構指出,隨著社交距離措施逐漸放寬,以及消費券計劃第二階段發放,香港主要信貸產品類別的活動持續增加,帳戶應繳款項結欠亦錄得顯著增長,而信用卡新增宗數按年輕微下跌0.8%。
環聯亞太區研究及諮詢首席顧問陳源表示,雖然私人消費市場仍未回復到疫情前水平,但今年第三季信貸需求及供應數據,仍反映出消費者信心有所提升,帶動信貸活動增長,其中信用卡作為本港最普及的消費者信貸產品,在新增宗數及應繳款項結欠兩方面均見復甦,其他無抵押貸款亦維持增長趨勢。
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