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《本地樓市》銀公:整體按揭業務質素健康
對於放寬按揭壓力測試會否刺激樓市,銀行公會主席禤惠儀指,不會預測本港樓價走勢,但銀行整體按揭業務質素健康,未見惡化,負資產數據亦良好,但由於環球市場波動,呼籲市民投資時要應盡力而為;另外,她認為樓市成交量與按揭業務相關,若現時成交量較少,相信按揭業務表現亦有相應的比例。 她表示,聯儲局在11、12月加息幅度取決定未來經濟數據,但由於美息持續上升,相信港息會逐步跟隨;並指出,本港已進入加息周期,大部分銀行9月已上調最優惠利率,相信在港息跟隨美息的前提下,最優惠利率將會循序漸進地調整,但其幅度仍要視乎個別銀行對資金需求和成本。
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