《專題》高盛料港銀若上調最優惠利率25個基點對淨息差的影響預測(表)
高盛上月中發表報告,按本港銀行截至今年6月底止數據評估,若本港銀行每上調最優惠利率25個基點,估計對淨息差的潛在影響預測:
港銀│每上調最優惠利率25個基點,料對淨息差影響預測
匯控│收窄2.4個基點
匯控旗下香港業務│收窄7.2個基點
渣打│收窄1.1個基點
渣打旗下香港業務│收窄3.7個基點
中銀香港│收窄1.8個基點
恆生│收窄5.3個基點
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本港銀行體系│收窄2.6個基點
港銀│港元存蓄存款對香港按揭貸款比例
匯控│2.6倍
匯控旗下香港業務│2.6倍
渣打│1.6倍
渣打旗下香港業務│1.6倍
中銀香港│1.4倍
恆生│1.9倍
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本港銀行體系│1.8倍
(wl/t)
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