統計指內地九月103個城市首套房貸利率按月跌17個基點至4.15%
據《財聯社》報道,內地繼8月貸款市場報價利率(LPR)「雙降」後,今日(20日)出爐的9月LPR「按兵不動」,1年期報3.65%,5年期以上報4.30%,預示著下個月內銀按揭利率的定價基準並未再降。不過,隨著住房信貸環境進一步寬鬆,9月多地的房貸利率已續創新低。
據第三方市場機構數據顯示,今年9月監測的103個內地重點城市主流首套房貸利率為4.15%,二套利率為4.91%,分別較上月回落17個基點、15個基點,較去年最高點分別回落159個基點和108個基點。另據從部分地區的銀行及中介機構了解到,新發放按揭利率的下降拉動了業務成交量的回暖。
業內人士表示,後期樓市交易的修復仍需要寬鬆的信貸環境加以推動,雖然下月的定價基準沒有變化,但重點監測城市的按揭利率或仍延續下探走勢,尤其部分一線城市具備一定調整空間。(wl/s)
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