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中原按揭:8月錄2,231宗銀行轉按登記按年增6.1% 連升三個月
中原按揭董事總經理王美鳳指,根據中原研究部數據顯示,今年8月銀行轉按登記(包括轉按及現契重按)共錄2,231宗,數字連升三個月,按月再升8.8%,較去年同期增加6.1%。她指,主因除了今年銀行在樓按取態上較積極外,亦因為6月起拆息開始逐步上揚,有銀行亦開始上調H按封頂息率,尾班車效應下,刺激按揭用家加快提出轉按申請。 總結今年首八個月,共錄得15,199宗轉按登記,較去年同期11,874宗增加28%,反映今年轉按巿道較去年活躍,主因是今年轉按優惠較吸引,政府放寬按保推出「財爺PLAN」亦推動轉按量增加。 另外,數據顯示,8月匯豐銀行轉按巿佔率按月升0.4個百分點至19.5%(434宗),事隔三個月重奪轉按巿佔冠軍。中銀香港(02388.HK)以419宗緊追其後,轉按市佔率按月跌0.8個百分點至18.8%。渣打銀行市佔率按月升幅最大,升2.6個百份點至13.1%,錄293宗轉按登記,升一級排名第三。恆生銀行(00011.HK)錄276宗轉按登記,市佔率升0.4個百分點至12.4%,降一級排第四。8月排名首四位銀行轉按巿佔率增2.4個百分點至63.7%。
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