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畢馬威:上半年亞太區金融科技行業總投資增至418億美元破紀錄 惟加密貨幣、NFT及區塊鏈「退燒」
畢馬威發表最新一期《金融科技動向》,指2022年上半年亞太區金融科技行業的投資總額,按半年增長逾一倍,達到破紀錄的418億美元。在亞太區眾多領域中,尤其是中國以外地區的金融市場,由於當前的基礎設施日益陳舊,正吸引大量流向金融市場基建創新以及數碼化交易的投資。 2022年上半年亞太區投資者關注的關鍵領域包括供應鏈管理、網絡安全和私隱、身份管理以及治理和合規管理。除了以加密貨幣為業務重點的基建公司外,開放數據亦在2022年上半年獲得大量投資。 在亞太區,過去12至24個月期間對零售支付、保險科技和B2C解決方案等少數金融科技子行業公司的大量關注及輿論,已經於2022年上半年大幅消退。加密貨幣、非同質化代幣(NFT)和區塊鏈亦均脫離投資熱潮。 在新型冠狀病毒疫情高峰期引起強烈投資興趣的領域已失去部分吸引力,但與迅速發展的全球問題(包括通脹升溫、利率上升、地緣政治不確定性和供應鏈困境)相關的領域仍然是投資熱點。 畢馬威中國金融科技主管合夥人黃艾舟稱,展望2022年下半年,亞太區的監管機構將繼續專注於行業變革,以有序和安全的方式支持開放銀行及去中心化金融。投資者正採取更為集中的方式,優先投資於具有卓越商業模式和獨特價值主張的企業。預計尤其在中國,將有越來越多的目光投向B2B解決方案以及傳統金融機構的科技賦能,而非僅僅關注金融科技。
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