《藍籌業績》工行(01398.HK)上半年淨利潤1,715.1億人幣 按年增4.9% 符預期
工商銀行(01398.HK)公佈截至今年6月底止中期業績,營業額4,437.88億元人民幣(下同),按年升4.1%。純利1,715.06億元,按年升4.9%,符合本網綜合4間券商預測純利介乎1,682.73億元至1,726.52億元,中位數1,714.12億元。每股盈利爲0.47元。不派息。
期內,營業利潤2,069.9億元,按年近持平;稅前利潤2,091.5億元,升0.5%。
於上半年,利息淨收入爲3,514.3億元,按年升4.5%;手續費及傭金淨收入760.2億元,微增0.1%。淨利息差爲1.85%,按年下降0.08個百分點;淨利息收益率2.03%,跌0.09個百分點。加權平均權益回報率由去年同期的11.9%,降至今年上半年的11.25%。
另外,上半年該行貸款減值準備6,541.2億元,按年增8.3%。於6月底,該行不良貸款率爲1.41%,較去年底降0.01個百分點;撥備覆蓋率由去年底的205.84%升至207.03%;貸款撥備率升0.01個百分點至2.93%。該行披露,上半年房地產業不良貸款共387.6億元,不良貸款率爲5.47%。
於6月底,該行核心一級資本充足率爲13.29%,較去年底下跌0.02個百分點;一級資本充足率由14.94%降至14.9%。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.