You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
恆生(00011.HK)指對內房風險敞口約660億元
阿思達克 08-01 16:46
恆生銀行(00011.HK)執行董事兼行政總裁施穎茵指,目前該行資產質素穩健良好,內房相關的貸款只佔整體貸款單位數。 恆生財務總監梁永樂表示,目前恆生對內地商業房地產的總風險敝口約660億元,民企佔400億元,當中有190億元有抵押品。恆生已作出約40億元的撥備,未來會視乎市場情況,再決定適時增加有關撥備。 他提到,目前於內地批出13億元樓花貸款,佔內地整體按揭約7%,有9億元來自國企或外商投資企業的開發項目,未完工風險較低。民企的樓花貸款佔約3.5億至4億元,項目完工率為83%,相信風險可控。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account