《藍籌業績》恆生銀行(00011.HK)上半年純利跌46%至47.04億元 第二次中期息降至0.7元
恆生銀行(00011.HK)公布截至今年6月30日止中期業績,純利47.04億元,按年下跌46.3%;每股盈利減少48%至2.31元。派第二次中期息0.7元,去年同期派1.1元;今年上半年每股派息合共為1.4元,去年上半年為每股派2.2元。
期內,扣除預期信貸損失變動及其他信貸減值提撥前之營業收入淨額減少14%,至149.44億元;營業溢利減少46%,至55.33億元;除稅前溢利減少47%,至54.39億元。
於上半年,總營業收入為275.34億元,按年增長7.4%,當中淨利息收入增長4%至123.56億元。淨息差為1.42%,按年微跌1個基點;淨利息收益率則升1個基點至1.52%。賺取利息之平均資產增加500億元,即3%,至16,380億元,主要受惠於平均客戶貸款及同業拆放增加以及淨利息收益率改善。
另外,淨服務費收入減少10.86億元,即29%,至26.23億元,原因是股市不明朗令投資氣氛低迷,加上香港受第五波疫情影響,該行部分分行需暫停營業,理財產品的需求因此較去年上半年為低。
於今年6月30日,該行普通股權一級資本比率為14.6%,一級資本比率為16.1%,總資本比率為17.4%(於去年12月31日,普通股權一級資本比率為15.9%,一級資本比率為17.5%,總資本比率為18.9%)。
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