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據報內地當局擬爲停貸買家提供還貸緩衝期
阿思達克 07-18 17:47
據《彭博通訊社》引述知情人士指,中國部分房地產項目延遲交付,引發買家拒絕償還貸款風波,當局現時考慮爲相關的數十萬名買家提供臨時寬限期,允許其暫時停止償還按揭貸款,同時不會影響到他們的信貸評級,期望措施可爲市場注入信心,以及爲開發商爭取時間完成項目,從而緩解市場對房地產行業風險蔓延的憂慮。 報道指,截至上週五內地80個城市有超過230個項目受到影響,當局正敦促地方政府及銀行加快解決開發商資金短缺問題,預期是次寬限措施的資格及期限將由地方政府和銀行決定。 知情人士又透露,監管部門要求身爲全國房地產按揭貸款規模最大銀行的建設銀行(00939.HK)試點,與符合資格的地方政府合作設立基金,購買部分在建樓盤項目,並改建爲公租房。 中銀保監會日前公開表示,將指導銀行主動參與合理解決資金硬缺口的方案研究,做好具備條件的信貸投放,協助推進項目快復工、早復工、早交付,同時要求銀行有效滿足房地產企業合理融資需求,以及支持租賃住房建設。
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