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多家銀行迴應“停貸事件”樓盤按揭情況,涉及規模較小、風險可控

中國建設銀行上交所公告稱,當前部分地區停工緩建和未按時交付樓盤情況,涉及該行的規模較小,總體風險可控。

農業銀行也發佈相關公告稱,針對近期個別房地產企業風險暴露、住房開發項目延期交付情況,該行高度重視,組織開展住房項目“保交樓”情況排查。已初步認定存在“保交樓”風險的樓盤涉及逾期按揭貸款餘額6.6億元,佔全行按揭貸款餘額的0.012%,佔一手樓按揭貸款餘額的0.017%。目前涉及“保交樓”風險的業務規模較小,總體風險可控。

興業銀行在上交所公告稱,截至目前涉及“停貸事件”樓盤相關按揭貸款餘額16億元(其中不良貸款餘額0.75億元),已出現停止還款的按揭金額3.84億元,主要集中在河南地區。已介入的且存在爛尾風險的按揭貸款總體規模較小,不會對本公司經營構成重大影響。

交通銀行:近期個別房地產企業風險暴露,導致部分城市的項目出現停工、延期交付的情況。經初步排查,媒體報道中存在風險的樓盤所涉及的本公司逾期住房按揭貸款餘額0.998億元,佔本公司境內住房按揭貸款餘額0.0067%,規模和佔比較小,風險可控。

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