《大行報告》中金:中央深改委通過「支付和金融科技健康發展方案」 有助金融科技業有序整改
中金發表報告表示,中央全面深化改革委員會周三舉行會議審議通過了《關於構建數據基礎制度更好發揮數據要素作用的意見》、《關於加強和改進行政區劃工作的意見》、《關於開展科技人才評價改革試點的工作方案》、《強化大型支付平台企業監管促進支付和金融科技規範健康發展工作方案》。會議提出推進數據產權、流通交易、收益分配、安全治理,加快構建數據基礎制度體系。
該行指,在產權制度方面,一是推進公共數據、企業數據、個人數據分類分級確權授權使用;二是建立數據資源持有權、數據加工使用權、數據產品經營權等分置的產權運行機制;三是健全數據要素權益保護制度。在數據要素流通和交易方面,要完善數據全流程合規和監管規則體系,建設規範的數據交易市場。
中金認為中國數據要素制度體系建設有望加快。此次會議充分肯定了數據作為新生產要素的重要意義,也指出中國獨有的規模優勢,為保障新型生產要素更好的發揮作用,勢必需要更健全的監管機制,來維護國家數據安全,保護個人信息和商業秘密,完善和規範市場,促進數據的高效使用。
該行指,中央深改委會議審議通過《強化大型支付平台企業監管促進支付和金融科技規範健康發展工作方案》,有助於自上而下推進金融科技行業的有序整改、更好地服務於實體經濟發展。在此前一行兩會等金融監管部門針對互聯網存貸款、保險、證券、基金等業務已相繼出台政策補足監管空白的基礎上,本次《工作方案》高屋建瓴地明確針對大型支付平台下一步的規範發展和整改方向,有助於金融監管部門執法更加有的放矢。
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