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銀保監會:截至4月底銀行業普惠型小微企業貸款不良率爲2.18%
中國銀保監會普惠金融部負責人毛紅軍表示,據初步統計,截至今年4月底,銀行業普惠型小微企業貸款不良餘額爲4,476.21億元人民幣,不良率爲2.18%,較年初持平。 毛紅軍表示,目前中國銀行業保持穩健運行,風險抵禦能力還是較強的,這也爲發揮監管逆週期作用、爲小微企業紓困解難提供政策空間。整個銀行業不良貸款率爲1.82%,保持在合理水平,銀行業撥備餘額爲7.4萬億元人民幣,撥備覆蓋率達197.5%。(ca/a) ~
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