中國央行調降首套房貸利率下限 關注地產、物業和家居股表現
中國央行降低首套房貸利率下限以促進低迷的房地產市場,首次購房者個人住房貸款利率下限調整爲不低於相應期限貸款市場報價利率減20個基點。中資地產股、物業、家居等板塊料將獲益。
中金公司分析師張宇等人在報告中稱,利率下限和樓市政策調整均是對當前銷售低迷態勢的積極應對。地產、物業股風險收益走好。但疫情反覆和房企信用風險發酵仍帶來了一定不確定性,建議在基本面指標進入修復通道前,仍以安全邊際較高的優質龍頭爲主。
中金公司分析師樊俊豪等人在報告中稱,隨着全國統一調整房貸利率下限,各地下調的空間將進一步打開,有助於更好支持剛性和改善型住房需求。短期家居板塊的悲觀預期有望減弱,估值有望逐步回升。家居龍頭競爭優勢明顯,中小企業逐步出清後有助於龍頭份額提升,強者愈強。
股票關注
- 地產股:碧桂園,華潤置地,龍湖集團,中國海外發展,富力地產,新城控股,保利發展,萬科
- 家居股:歐派家居、索菲亞、顧家家居、敏華控股、志邦家居、喜臨門、堅朗五金、東鵬控股
- 物業股:碧桂園服務、保利物業服務、雅生活服務、綠城服務
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