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匯控(00005.HK)邵偉信:料未來淨息差強勁復甦
阿思達克 04-26 16:09
匯控(00005.HK)財務總監邵偉信在分析員會議上表示,目前部分市場的利率水平比2019年時更高,相信未來淨息差將出現強勁復甦。他指,利息上升亦意味著通脹上升,目前透過削減開支控制相關風險的措施有效。 集團表示,財富管理及個人銀行業務旗下的投資產品分銷業務收入下跌,是由於客戶投資氣氛淡靜,導致股市交易活動較表現強勁的2021年第一季減少,加上香港的新冠疫情相關限制,導致部分分行網絡暫停服務所致。邵偉信表示,首季通常是表現最好的季度,但受市況波動影響,股票經紀交易量減半,相信不會完全收復這項損失。另外,香港第一季基金零售銷售下跌了30%,相信業務會在第二季好轉,在未來數個季度將會收復跌幅。 邵偉信估計,集團作出的2.5億美元信貸損失調整,已能考慮到俄烏戰爭的影響,除非戰事局勢和俄羅斯業務有戲劇性變化;內房市場環境多變,雖然流動性壓力自去年尾大幅改善,但市場基本面仍然疲弱,今年內預期信貸損失提撥恢復至平均貸款額30個基點的預測,有將此考慮在內。
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