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祈耀年:今年貸款有望呈中單位數增長 俄羅斯匯豐不開展新業務
阿思達克 04-26 12:32
匯控(00005.HK)集團行政總裁祈耀年在業績報告中表示,雖然財富管理業務收入受到市場的不利影響,加上預期信貸損失趨向正常水平,導致今年第一季盈利按年減少,但所有業務及地區的貸款均錄得升幅,個人銀行、保險及貿易融資業務增長良好,對未來幾季的表現十分有利,但鑑於利率自公布全年業績以來持續上升,進一步增強對2023年平均有形股本回報率能夠達到雙位數的信心。 祈耀年預期,淨利息收益將繼續增長,加上今年貸款有望實現中單位數百分比增長,繼續對收入前景感到樂觀,香港防疫限制措施放寬後,財富管理業務表現有望回升,仍然預期今年收入將錄得中單位數百分比增長,繼續預期年內預期信貸損失提撥將恢復至平均貸款額30個基點的正常水平。 祈耀年表示,集團正配合英國及其他國家或地區政府的制裁措施,俄羅斯匯豐不會開展新業務或接受新客戶,業務正逐步收縮,集團於俄羅斯主力服務總部設於其他國家或地區的跨國企業客戶。 祈耀年表示,注意到為就淨利息收益進行經濟對沖而持有的金融工具產生的權益變動,可能會短暫令今年普通股權一級比率下跌至低於14%至14.5%的目標範圍,使集團無法在本階段於今年展開進一步回購。集團擬出售法國零售銀行業務的計劃,預期會對今年下半年的普通股權一級比率造成不利影響,幅度約為35個基點。
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