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江西銀行(01916.HK)公佈年度業績 淨利潤增長10.85%至21.12億元 發放貸款和墊款總額增長24.3%
格隆匯 03-25 22:33

格隆匯3月25日丨江西銀行(01916.HK)公吿,截至2021年12月31日止年度,公司實現營業收入人民幣111.44億元,較上年增長8.35%;實現淨利潤人民幣21.12億元,較上年增長10.85%,每股擬按人民幣0.05元(含税)分配現金股利。

報吿期內,集團發放貸款和墊款利息收入人民幣128.68億元,較上年增加人民幣12.22億元,增長10.49%。主要是集團發放貸款和墊款的平均餘額增加所致。發放貸款和墊款的平均餘額增加主要是集團切實服務實體經濟發展,穩步推進信貸投放所致。

截至報吿期末,集團資產總額人民幣5,085.60億元,較上年末增長10.87%;發放貸款和墊款總額人民幣2,777.14億元,較上年末增長24.30%;吸收存款總額人民幣3,437.26億元,較上年末增長8.85%。

集團不良貸款總額人民幣40.74億元,較上年末增加2.04億元。其中:公司不良貸款較上年末增加5.41億元,不良貸款比率較上年末下降0.26個百分點;個人不良貸款較上年末減少3.37億元,佔比較上年末下降0.48個百分點。

截至2019年12月31日、截至2020年12月31日及截至2021年12月31日,集團的核心一級資本充足率分別為9.96%、10.29%及9.66%,本集團一級資本充足率分別為9.97%、10.30%及11.80%,集團的資本充足率分別為12.63%、12.89%及14.41%。

截至報吿期末,集團總權益為人民幣416.33億元,較上年末增加人民幣56.91億元,增長15.83%;歸屬於本行股東的總權益為人民幣409.17億元,較上年末增加人民幣56.50億元,增長16.02%。股東權益的增加主要是2021年集團發行永續債人民幣40億元,用於補充其他一級資本,進一步提高集團服務實體經濟能力和抵禦風險能力所致。

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