四大國有內銀下調廣州地區房貸利率
據《證券時報》報道,今日起,四大國有銀行工商銀行(01398.HK)(601398.SH)、建設銀行(00939.HK)(601939.SH)、中國銀行(03988.HK)(601988.SH)及農業銀行(01288.HK)(601288.SH)同步下調廣州地區房貸利率。其中,首套房利率從此前的LPR+100BP(5.6%)下調至LPR+80BP(5.4%),LPR+120BP(5.8%)下調至LPR+100BP(5.6%)。
報道引述一名國有大行個貸部負責人表示,與去年同期市場需求旺盛、房貸額度緊張不同,今年開年以來,房地產成交較淡、銀行房貸額度寬裕,預期未來一段時間房貸仍有持續下行空間。
此外,南寧住房公積金管理中心日前印發《南寧住房公積金個人住房貸款管理實施細則》,提出第二套房公積金貸款首付款比例不低於住房價值的30%,即可貸額度不高於住房價值的70%,新規自3月起施行。(ta/u) ~
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