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據報小米(01810.HK)旗下天星數科將個人消費貸業務併入金融公司
阿思達克 02-21 07:16
據內地《界面新聞》報道,小米集團(01810.HK)旗下金融科技平台天星數科就大規模裁員及縮減業務線一事回應表示,團隊不存在縮減的情況,相關業務線本著「聚焦主業、服務實體」的原則,在2021年第四季度進行組織架構的調整,將相關業務線整合形成數字產業金融部和數字零售金融部。關於公司旗下個人消費貸款產品「隨星借」,營運商已由小米小貸公司轉移至重慶小米消費金融公司。 此次天星數科與螞蟻集團的「花唄」資金方變為由螞蟻消費金融公司的情況極為類似,正逐步將個人消費信貸業務併入旗下消費金融公司。 天星數科表示,數字零售金融部下設信貸科技業務部、綜合業務部、支付業務部及國際業務部,將繼續提升數字科技能力,聚焦服務主業,推動實體企業、產業鏈和供應鏈的數字化升級。 報道指出,目前重慶市小米小額貸款實繳資本為4.5億美元(相當於約28億元人民幣),達到小額貸款公司10億元人民幣最低註冊資本要求,惟未達到監管部門要求的跨省經營網絡小額貸款業務的註冊資本不低於50億元人民幣要求。 在持牌消費金融方面,小米集團為重慶小米消費金融公司的控股股東,持股50%,目前該公司註冊資本已達到15億元人民幣,可經營全國範圍內的個人消費貸款業務。 除小貸牌照及消費金融牌照外,天星數科還佈局應收賬款保理業務、融資租賃業務、供應鏈金融業務、第三方支付(天星支付)、互聯網保險經紀及虛擬銀行(天星銀行)等。
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