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恆生保險提高新冠肺炎額外保障額
阿思達克 01-19 14:14
恆生保險表示,自2020年初,其人壽保單已增設免費2019冠狀病毒病的額外保障。至今,相關的理賠以額外住院現金保障為主,平均住院日數為12日,平均每宗額外住院現金保障的理賠金額為19,000元,而完成理賠的受保人平均年齡為39歲。 就近日疫情的發展情況,恆生保險進一步提升2019冠狀病毒病之額外保障。今年1月1日至3月31日期間,成功投保個人保單客戶,若合資格保單之受保人由保單冷靜期完結日至4月30日期間不幸在香港確診2019冠狀病毒病,每位受保人將可獲提供的一筆過現金賠償將由10萬元增至18萬元。 而在今年1月1日前獲恆生保險簽發並仍然生效之個人人壽保單的現有客戶,若合資格保單之受保人在指定時期內不幸在香港確診2019冠狀病毒病並入院接受治療,可獲提供的住院現金保障將由每日1,200元增至1,800元(最多45日),或一筆過18,000元。
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