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保誠保險宣佈所有人壽保險產品受益人將可涵蓋同性配偶等家庭成員
阿思達克 12-23 10:21
保誠(02378.HK)旗下保誠保險宣佈,所有人壽保險產品受益人將可涵蓋更多元化的家庭成員,包括同性或異性未婚夫妻及配偶、祖父母、孫兒女、堂/表兄弟姊妹、外甥/侄/外甥女/侄女、繼子女、繼父母及法定監護人等。 此安排亦適用於早前推出的「智安排」預設保單服務,客戶可預先按照個人意願,委任家庭成員作爲指定人士,若客戶不幸因病或其他情況以致精神上失去行爲能力,指定人士也可代爲申領理賠,以支付醫療費用及應付日常生活。 保誠首席市場拓展及保險夥伴營銷總監吳詩雅表示,今次公司首度接納直系親屬以外的不同家庭成員或人士,作爲所有人壽保險產品的受益人,希望藉此推動保險業界加強產品及服務的多元共融性。 公司表示,隨着時代的變遷,現今的家庭模式及生活上各種安排日趨多元,不同關係的家庭成員於同一屋檐下共同生活,例如爺孫、婆孫、侄子或侄女、繼養子女、同性或異性未婚夫妻及配偶等,他們的保障需求不容忽視,爲迴應市場需求,將進一步擴闊保險產品之認可受益人關係。
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