據報內地全面摸排保險資金運用現狀
《上海證券報》報道,內地監管部門近期正在業內開展保險資金運用全面風險排查相關問題與風險整改有關工作,重拳出擊保險資金運用違規亂象。
據了解,作為例行常規檢查,今年上半年監管部門在保險行業開展全面風險排查工作。監管部門在排查中發現,部分保險機構存在嚴重合規問題與風險隱患,且大部分問題與風險尚未完成整改,個別機構甚至輕視問題、整改懈怠。
監管部門提出三點整改目標,包括各保險機構要對所有尚未完成整改的問題與風險,逐一制定系統方案,採取有效措施,整改違規問題,壓降存量風險,嚴肅問責違規責任人和因未盡職履職引發風險的相關責任人;深刻剖析問題與風險產生根源,認真反思不足,以改促建、標本兼治;進一步夯實資產質量,重新審視資產分類合理性,防止高估資產和償付能力,推動合理補充資本,提升風險抵禦能力。
據悉,此次整改重點具體圍繞三個方面展開:確保違規問題全部整改合規;切實整改違規資金運用關聯交易;夯實資產質量,壓降化解風險。此外,推進資金運用關聯交易根源性整改,也是此次整改重點。
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