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銀保監發佈規範銀行服務市場調節價管理指導意見
中國銀保監會發布《關於規範銀行服務市場調節價管理的指導意見》公開徵求意見的公告,以規範銀行服務市場調節價管理,提升服務實體經濟質效,改善人民羣衆金融消費體驗。
意見提出多個基本原則,包括市場決定,政府引導、公開透明,動態調整、加強管理,加快轉型。
意見提出銀行不得利用低價方式開展不正當競爭;對於融資類業務,不得未提供實質性服務而收取費用;不得在設置價格區間時,過度擴大區間上下限間隔,規避價格管理要求;不得在基於外部成本定價時,收取顯着高於外部服務價格標準的費用;不得對服務項目重複收取費用,或以降價爲由降低服務質量或數量。
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