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中銀保監:鼓勵銀行機構圍繞實體經濟需求提供精準金融服務
中國銀保監會日前召開專題會議,研究部署銀行業保險業深化供應鏈融資改革工作。會議要求,鼓勵銀行機構圍繞實體經濟需求提供精準金融服務。在保障數據安全性和風險控制獨立性的前提下,通過科技賦能,破解動產質押、產品驗證、風險監控等方面的難點痛點,避免資金脫實向虛。 同時,督促銀行機構加強行業研究,開展全產業鏈風險監測和企業授信管理,堅持交易背景真實,防控信息科技應用風險,嚴防擔保鏈、擔保圈風險,配合有關部門加強信用體系和供應鏈融資配套基礎設施建設,探索出臺動產質押有關管理辦法,並鼓勵有條件的地區在信息服務平臺建設、規範發展供應鏈融資模式等領域積極探索,及時做好評估總結,加強經驗交流推廣。
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