據報投連險將推新規 身故賠償下限為已繳保費1.5倍
《星島日報》引述消息報道,備受市場關注的投資相連保險日內將有新規定出台,由於過往該類投連險被指集中投資成分,保障不足,因此今次新規定會加強保障部分,以及退保安排,當中會訂明身故賠償下限為已繳保費的1.5倍。另外,投連險內的基金收費,不可高於該基金單獨在銀行銷售時收取的費用。
報道指出,多年前,金管局鑑於投連險惹起不少客戶投訴,曾發出嚴格銷售指引,令一眾銀行退出投連險市場。在新安排下,銀行有望再染指該市場,而匯豐銀行在今次諮詢過程中出力甚大,相信或會重售投連險產品。
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