經營業績表現穩健 中國平安(02318)前三季度歸母營運利潤同比增長9.2%至1187.37億元
智通財經APP訊，中國平安(02318)發佈截至2021年9月30日止九個月業績，經營業績表現穩健。2021年前三季度，集團實現歸屬於母公司股東的營運利潤1187.37億元(人民幣，下同)，同比增長9.2%;年化營運ROE達20.3%。歸屬於母公司股東的淨利潤816.38億元，基本每股營運收益6.74元。
客戶經營業績持續增長。截至2021年9月末，平安個人客戶數超2.25億，較年初增長3.1%;其中持有多家子公司合同的個人客戶數8774萬，佔比提升至39.0%。2021年前三季度，團體業務綜合金融融資規模同比增長29.5%。
平安壽險堅定不移推動高質量發展轉型，持續升級有溫度的保險產品。代理人隊伍分層精細化經營，隊伍結構不斷優化，三季度鑽石隊伍保持穩定態勢。2021年9月，“平安臻享RUN健康服務計劃”重磅升級，依託集團醫療健康生態圈，爲客戶打造“省心、省時又省錢”的健康服務體驗。
財產保險業務維持良好的業務品質。2021年前三季度，平安產險綜合成本率同比優化1.8個百分點至97.3%;營運利潤同比增長20.2%至132.83億元。平安產險全力應對河南特大暴雨，切實踐行“應賠盡賠、早賠快賠”號召，預計水災賠款總額超34億元;同時，第一時間向一線救援人員無償提供專屬保險保障。
銀行業務經營穩健增長，資產質量持續優化。2021年前三季度，平安銀行實現營業收入1271.90億元，同比增長9.1%;實現淨利潤291.35億元，同比增長30.1%。截至2021年9月末，不良貸款率1.05%，較年初下降0.13個百分點;撥備覆蓋率268.35%，較年初上升66.95個百分點。
科技能力持續深化，賦能主業發展。截至2021年9月末，公司科技專利申請數較年初增加5423項，累計達36835項。平安運用領先科技全面提升核心金融業務端到端服務水平，2021年前三季度平安AI坐席服務量約15.4億次。
全面深化綠色金融工作，助力社會可持續發展。截至2021年9月30日，平安綠色投資規模達2088.86億元，綠色信貸規模達532.78億元，前三季度綠色保險保費金額251.09億元。同時，平安將脫貧攻堅成果與鄉村振興有效銜接，持續推進“三村工程”項目，截至2021年9月末，累計提供扶貧及產業振興幫扶資金375.83億元;榮獲第十一屆“中華慈善獎”、第三屆“首都慈善獎”等榮譽。
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