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中國平安(02318.HK):平安銀行前三季度淨利升30.1%至291.35億元
格隆匯 10-20 21:16

格隆匯10月20日丨中國平安(02318.HK)控股子公司平安銀行(000001.SZ)披露2021年第三季度報吿,2021年1-9月,平安銀行實現營業收入1,271.90億元,同比增長9.1%;實現淨利潤291.35億元,同比增長30.1%。

2021年1-9月,平安銀行淨息差2.81%,較去年同期下降7個基點;負債平均成本率2.22%,較去年同期下降12個基點,其中吸收存款平均成本率2.05%,較去年同期下降22個基點,存款成本持續優化。受市場利率變化影響,以及該行加大針對小微企業、綠色金融等重點行業、領域的支持力度,生息資產平均收益率較去年同期有所下降;同時,該行重塑資產負債經營,有效降低負債成本,淨息差小幅收窄。

2021年1-9月,平安銀行實現非利息淨收入376.29億元,同比增長17.6%,主要得益於財富管理業務、信用卡業務、對公結算業務、理財業務等帶來的手續費及佣金收入和投資收益增長;非利息淨收入佔比29.58%,同比上升2.12個百分點。

2021年9月末,平安銀行資產總額48,530.74億元,較上年末增長8.6%,其中,發放貸款和墊款本金總額29,785.87億元,較上年末增長11.7%;負債總額44,642.16億元,較上年末增長8.8%,其中,吸收存款本金餘額29,234.30億元,較上年末增長9.4%,活期存款餘額9,527.29億元,較上年末增長1.7%,活期存款日均餘額9,237.43億元,較去年同期增長19.2%。

該行持續實施網點智能化建設,合理配置網點佈局;2021年9月末,該行共有108家分行(含香港分行),合計1,170家營業機構。

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