惠譽指民行(01988.HK)及其他中小型銀行更易受到恆大(03333.HK)債務問題影響
評級機構惠譽時隔不足一個月再下調中國恆大(03333.HK)的信貸評級,將恆大及其子公司恆大地產集團、天基控股的長期外幣發行人違約評級由「CC」降至最低級別「C」。惠譽評級中國房地產行業聯席主管Adrian Cheng表示,恆大醞釀出大規模債務危機,主要因為其依賴短期債融資,以及大額應付賬款(trade payables),因此一旦流動性耗盡,再融資就變得十分困難,當資本市場不再容許他們融資,就需要透過出售資產和提升合約銷售來獲取資金。
惠譽評級中國銀行業高級董事Grace Wu表示,今年上半年房地產不良貸款明顯上升,內地銀行均收緊按揭貸款,以符合監管要求。她說,目前該機構對香港本地銀行的展望穩定,預期不會因為恆大債務,而對這類銀行有負面評級行動,不過對內地業務有更大風險敞口的銀行,例如是內地銀行在本港的分支,則會面對較大風險。她指出,該機構並無將民生銀行(01988.HK)的評級展望跟隨內地銀行業上調,因此民生銀行以及其他中小型銀行更易受到恆大債務問題影響。
惠譽評級亞太區主權評級高級董事費安德(Andrew Fennell)表示,目前恆大債務危機在其他國家主要是金融市場受到影響,預計負面影響不會擴散至其他經濟體。
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